Payment & Checkout Policy

Payment & Checkout Policy

Effective Date: June 29, 2026

This Payment & Checkout Policy explains how payments are processed, how checkout functions, and what customers can expect when making purchases through CharmnLuck.

Business Information

Accepted Payment Methods

We currently accept the following payment methods:

  • Shopify Payments
  • Visa
  • Mastercard
  • American Express
  • Discover
  • PayPal
  • Apple Pay
  • Google Pay
  • Shop Pay

Currency

All prices displayed on our website are listed in United States Dollars (USD).

If your bank, card issuer, or payment provider uses another currency, exchange rates and additional fees may apply according to their policies.

Secure Checkout

Our checkout process uses secure technology and encrypted connections to help protect customer information during transmission.

Payment information is processed by authorized payment service providers. Sensitive payment details are not stored directly on our servers.

Checkout Process

To complete a purchase, customers should:

  1. Select products and add them to the shopping cart.
  2. Proceed to the secure checkout page.
  3. Enter accurate billing and shipping information.
  4. Select a preferred payment method.
  5. Review order details carefully.
  6. Submit the order for payment authorization and processing.

Orders are processed only after successful payment authorization.

Order Confirmation

Following a successful transaction, customers will receive an order confirmation email at the email address provided during checkout.

Order confirmations may include:

  • Order number
  • Purchased products
  • Billing information
  • Shipping information
  • Payment confirmation

Payment Authorization

All payments are subject to authorization and verification by the selected payment provider.

We reserve the right to refuse, suspend, or cancel orders when:

  • Payment authorization fails.
  • Billing information cannot be verified.
  • Fraud prevention systems identify suspicious activity.
  • Security concerns arise during checkout.
  • Products become unavailable before processing.

Pricing Accuracy

We strive to ensure accurate pricing, product descriptions, and inventory information.

If an error is discovered, we reserve the right to:

  • Correct inaccurate information.
  • Cancel affected orders.
  • Issue refunds where applicable.
  • Contact customers regarding necessary adjustments.

Billing Information

Customers are responsible for providing accurate and complete billing information.

Incorrect or incomplete information may result in delayed processing, payment rejection, or order cancellation.

Fraud Prevention and Security Reviews

To help protect customers and our business, some transactions may undergo additional verification procedures.

Additional information may be requested before an order is approved and shipped.

Taxes

Applicable sales taxes may be calculated and displayed during checkout in accordance with federal, state, and local regulations.

Any taxes charged will be clearly displayed before the order is submitted.

Refunds

Approved refunds are issued to the original payment method used for the purchase.

  • Refund Processing Time: 5–7 Business Days after approval
  • Refund Currency: USD

Depending on your financial institution, additional processing time may be required before refunded funds become available in your account.

Order Cancellations

Orders may be canceled before processing begins.

Once an order has entered processing or has been shipped, cancellation may no longer be available. Customers should refer to the Return and Refund Policy for available post-delivery options.

Related Policies

Customers are encouraged to review our:

  • Return and Refund Policy
  • Privacy Policy
  • Terms of Service
  • Shipping Policy
  • Contact Information

Changes to This Policy

We may update this Payment & Checkout Policy periodically. Updated versions will be posted on this page together with the revised effective date.

Contact Information

If you have questions regarding payments, billing, checkout, or transaction security, please contact us:

Last Updated: June 29, 2026